Housing Affordability

The 25 most affordable and 25 least affordable U.S. housing markets in the fourth quarter of 1993, according to the National Assn. of Home Builders. The number corresponding to each area is the percentage of the homes sold that were within reach of the median income household at the prevailing mortgage interest rate.

Most Affordable

Metro Area: Percent

Jackson, Mich.: 94.7%

Lansing, Mich.: 93.9

Brazoria, Tex.: 92.9

Kalamazoo, Mich.: 92.3

Elkhart, Ind.: 92.3

Kokomo, Ind.: 92.1

Rockford, Ill.: 91.8

Lima, Ohio: 91.8

Grand Rapids, Mich.: 91.6

Peoria, Ill.: 91.5

Milwaukee: 91.1

Nashua, N.H.: 91.1

Vineland, N.J.: 91.0

Omaha, Neb.: 90.7

Utica, N.Y.: 90.6

Springfield, Ill.: 90.3

Duluth, Minn.: 90.3

Elmira, N.Y.: 90.1

Binghamton, N.Y.: 89.9

Syracuse, N.Y.: 89.7

Harrisburg, Pa.: 89.6

Fort Wayne, Ind.: 89.5

Mansfield, Ohio: 89.4

Joliet, Ill.: 89.4

Davenport, Iowa: 89.2

*

Least Affordable

Metro Area Percent

San Francisco: 18.5%

Salinas, Calif.: 27.6

Santa Cruz: 28.4

Santa Rosa, Calif.: 33.3

Honolulu: 34.1

Los Angeles: 37.4

San Jose: 43.0

Stamford, Conn.: 43.9

Santa Barbara: 44.9

San Diego: 45.0

New York: 46.8

Oakland: 48.1

Orange County: 50.5

Yuba City, Calif.: 53.7

Reno: 53.9

Stockton: 54.9

Chico, Calif.: 56.3

Ventura: 58.3

Vallejo, Calif.: 58.9

Fresno: 59.7

Fall River, Mass.: 62.1

Bridgeport, Conn.: 62.1

Sacramento: 62.5

El Paso, Tex.: 62.5

Merced: 64.0